td {
	font-family: Geneva, Arial, Helvetica, san-serif;
	font-size: 11px;
	line-height: 18px;
	color: 0E3775
}
.saying {  font-family: Geneva, Arial, Helvetica, san-serif; font-size: 11px; line-height: 12px; font-weight: bold; color: #6F5300}
p {  font-family: Geneva, Arial, Helvetica, san-serif; font-size: 11px; line-height: 16px; color: 0E3775}
.pagehd {  font-family: Geneva, Arial, Helvetica, san-serif; font-size: 14px; font-weight: bold; color: #CC9900}
.pagehdBLACK { font-family: Geneva, Arial, Helvetica, san-serif; font-size: 14px; font-weight: bold; color: #000000}
ul {  font-family: Geneva, Arial, Helvetica, san-serif; font-size: 10px; line-height: 16px; color: #0E3775; list-style-type: square}
.pagehdBLUE { font-family: Geneva, Arial, Helvetica, san-serif; font-size: 14px; font-weight: bold; color: #0E3775}

a.subnav:link { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: none; background-color: transparent; cursor: pointer; font-weight: bold}

a.subnav:visited { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: none; background-color: transparent; cursor: pointer; font-weight: bold}

a.subnav:hover { color: #FFFFCC; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: underline; background-color: transparent; cursor: pointer; font-weight: bold}

a.on:link { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: none; background-color: transparent; cursor: pointer; font-weight: bold}

a.on:visited { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: none; background-color: transparent; cursor: pointer; font-weight: bold}

a.on:hover { color: #FFFFFF; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: underline; background-color: transparent; cursor: pointer; font-weight: bold}


a.:link { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: none; background-color: transparent; cursor: pointer; font-weight: bold}

a.:visited { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: none; background-color: transparent; cursor: pointer; font-weight: bold}

a.:hover { color: #0e3775; font-size: 11px; font-family: Veranda, Arial, sans-serif; text-decoration: underline; background-color: transparent; cursor: pointer; font-weight: bold}


form { margin: 0px; padding: 0px; }